Home Mortgages with North American Lending

November 21, 2008

Privacy Policy

At North American Lending, we conduct Business in Accordance With the Federal Fair Housing Law (The Fair Housing Amendments Act of 1988)

It is Illegal to Discriminate Against Any Person Because of Race Color, Religion, Sex, Handicap, Familial Status, or National Origin
In the sale or rental of housing or residential lots
In advertising the sale or rental of housing
In the financing of housing
In the provision of real estate brokerage services
In the appraisal of housing
Blockbusting is also illegal

Any person who feels they have been discriminated against may file a complaint of housing discrimination:

North American Lending is committed to providing the highest level of security and privacy regarding the collection and use of personal information, as well as that of all visitors to our Website. Personal information may be collected through the submission of registration information, bid submission and through online communications. Respecting privacy and we hope that the following privacy statement will clarify how North American Lending collects, uses and safeguards the personal information provided via the Web site and other forms of communication. 1-800-927-9275 (TDD) U.S. Department of Housing and Urban Development Assistant Secretary for Fair Housing and Equal Opportunity, Washington, D.C. 20410

We are required by law to provide this privacy notice. It describes our policies and practices that protect privacy and enable us to share information in order to close your loan. If questions arise after reading it, please contact North American Lending at 800-893-3607.

Information Collected About You

What follows is a description of the information collected and disclosed, including the parties who participate in non-public information. Information is collected from the following sources:

Information provided on applications and other forms
Information obtained thru verifying the information provided on an application or other form. This includes obtaining information for sources such as current or past employers, or from other institutions where financial transactions were made conducted financial transactions.
Information about transactions with us, or others including those companies that work closely with us to provide financial products and services.
Information received from credit report agency and,
Information obtained from consumer purchasing and census data providers to develop competitive marketing programs for our customers.

Disclosure of Information to Parties that Provide Services

We may disclose Public non-financial information collected, as provided by state and/or federal law and as described above, to companies that perform marketing or other services on behalf of financial institutions with whom we have joint agreements, so we may provide customers competitive products and services. We may also disclose non-public personal information under circumstances as permitted or required by state and/or federal law. These disclosures typically include information to process transactions for the mortgage loan approval process and are needed to conduct the operations of North American Lending, as authorized.

Disclosure of Information to Parties that Provide Services to Us

We may disclose Public non-financial information collected, as provided by state and/or federal law and as described above, to companies that perform marketing or other services, or to others with whom we have joint agreements, so that we may provide customers competitive products and services. We may also disclose non-public personal information under circumstances as permitted or required by state and/or federal law. These disclosures typically include information to process transactions and conduct the operations of North American Lending, in accordance with instructions authorized by clients or to protect the security of financial records.

Disclosure of Information Regarding Former Customers

Once a relationship with North American Lending is concluded, we will not share information collected, except as may be required by state and/or federal law and will remove any information from our files within a reasonable period of time.

North American Lending

5100 Westheimer Road
Suite 415
Houston, Texas 77056
713-963-0049

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A Member of the NTFN Group